Home Loans

As part of our holistic approach to providing you with the best advice, we can now extend our services to help you manage your lending needs.

Buying a Home

Buying a home is one of the most important decisions you’ll make in life.

And can be exciting and daunting at the same time. We can ensure you’re armed with the all the information you need to help you on your way to owning your home. We will do the leg-work for you. We have access to hundreds of loans from a wide variety of lenders and will work with you to find the loan that suits your individual circumstances.

Right from the start, we aim to make the loan process as simple as possible. We can compare your current loan, re-assess your borrowing needs or help you start from scratch if buying your first home. We know which questions to ask so we can give you the best possible advice and select the right loan for you.

First Home Buyers

Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions. The first big question is how much you can borrow and what your likely repayments will be.

That’s where we come in. As your broker we do all the legwork for you. We will be able to compare home loans across over 800 products available from Australia’s leading lending institutions.

And because you’re a first home buyer, you may be eligible for a first home buyer grant. This is a grant available to Australian citizens or permanent residents who wish to buy or build their first home, which will be their principal place of residence within 12 months of settlement. As grant conditions vary from state to state, contact us to find out how much grant money you could receive.

We look forward to then walking you through your available options.

Australian Finance Group (AFG) is one of Australia’s leading financial services companies.

As an AMP Accredited Mortgage Consultant, we have the support of AMP and AFG. AFG are AMP Financial Planning’s approved aggregator for external mortgage providers.

Australian Finance Group (AFG) has been selected as the provider of mortgage aggregation services to AMP’s network of Accredited Mortgage Consultants (AMCs). AFG is the largest mortgage broking group in Australia and already provides aggregator services to over 1800 brokers across the country.

With more than 650 loans to choose from, AFG has a home loan to suit nearly any set of circumstances. In addition to this, AFG provides an extended range of products and services to its clients, including personal loans, insurance and commercial finance.

Commercial and Equipment Finance

  • Finance solutions to help you grow your business
  • Are you looking to set up your own business? Or perhaps you would like to access equipment finance to help your endeavours grow?

Whatever your situation, we have a suite of commercial finance solutions to suit your needs.

We provide professional advice on a full range of commercial and business finance options that includes equipment finance, business loans, debtor finance, commercial property finance and property development.

Refinancing

As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate? Maybe it’s the advent of school fees, or perhaps the kids have flown the coop? Or maybe that leaking shower or tired kitchen has just reached the end of its life. A shift in circumstances may mean it is time to revisit your home finances.

For many, the idea of refinancing a mortgage can be daunting. Fees, fixed versus variable interest rates and monthly charges all need to be considered. The right refinanced loan could help you pay off your mortgage faster and for less, clear unhealthy debt or help you upgrade and add value your home, all of which are steps in the right direction.

Pay Off the Home Loan vs Investing for the Future

With the right strategy you can do both!

Debt recycling is a strategy that allows you to start investing for the future now whilst continuing to pay off your home loan. It is a 3 dimensional strategy that incorporates home loan reduction, tax minimisation and wealth creation all at the same time.

Debt recycling may assist you in maximising your wealth and minimising your tax through a strategy that forms the foundation for real wealth creation into the future. Find out more here.